• Commercial Auto Insurance (Livery Insurance, Transportation for Hire Insurance)

This is the insurance that people contact our agency for most frequently because it’s hard to find.

  • General Liability Insurance

General liability insurance is designed to protect you in the event of a claim for bodily injury or property damage to a third party.  An example of this coverage is when someone is walking to your vehicle and he slips and falls.  You could be sued by a client who gets injured even when he or she is not on the vehicle. If you rent office space, it’s common that you landlord requires insurance as well.

In some situations, you may find that vendors that give you business require that they be added as an additional insured to your general liability insurance.  We can help with this and get you the certificate of insurance that you need.

 

  • Business Personal Property and Mobile Equipment Coverage

Depending on your needs, you may need insurance for your equipment that’s either not permanently attached to your vehicle or that’s located at your office.

  • Mobile Inventory and Inland Marine Insurance

Inventory is generally covered under a policy form referred to as “inland marine”.  Depending on the amount of inventory that you have, you may also want to request a quote for this coverage when filling out the form.

This is only a partial list of available coverages, please request a quote online or call us to go over the options.  Quotes and same day proof of insurance are available in many situations, thanks to the team at Stratum Insurance Agency LLC.

Disclaimer: Of course, each claim is subject to review and this website in no way suggests that coverage would be provided under a specific policy.  Coverage definitions vary by policy and these are just general definitions.  Contact us for more information regarding the different types of insurance.

NO COVERAGE IS BOUND, OFFERED, ISSUED THROUGH THIS ELECTRONIC COMMUNICATION, ALL POLICIES MUST BE UNDERWRITTEN AND APPROVED BY THE CARRIER. DO NOT CANCEL YOUR CURRENT INSURANCE.